Insurance Claims for Work Related Injuries

Workers’ compensation insurance is acquired by employers to help themselves and their workers. This will protect the insured in the event of injuries while on the job or contracting illnesses caused by repetitive motions or repeated exposure to a particular danger.

However, in the event of accidents, only few people really know the proper procedure to make claims. Hence, it is only fair that you document the occurrence by writing down circumstances surrounding the claim. It is also important to compile the necessary employment and demographic information, such as salary, position, and nature of work.

If possible, try to obtain the name of the insurance carrier, policy number and policy term. Likewise, it is best to inform the management of your company about your injury. Do not forget to document the date and time your employer was notified. You must also fill up a Report of Injury form from your company and send it to the insurance company in order to have a well-documented claim. Always keep a copy of all documentation on your workers’ compensation claim and follow up with the insurance company to confirm receipt of the form.